Faith Home Lending

Faith Home Lending

Florida Mortgage Expert

President - NMLS# 2295671

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Popular Florida Home Loans Which loan is right for YOU?

First Time Homebuyers Florida

FHA Home Loans Florida Michigan

FHA home loans are popular among Florida first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Florida

Conventional Home Loans Florida Michigan

A conventional(fixed-rate mortgage) is a popular type of home financing in Florida because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Florida

Jumbo Mortgages Florida Michigan

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Jumbo Loans

Current

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Mortgage Rates

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Faith Home Lending to receive a personalized rate for your specific situation.

Current

Michigan

Refinance Rates

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Faith Home Lending to receive a personalized rate for your specific situation.

  • Christos is absolutely the best!!! The service was great and great communication. I shopped other lenders and by far he had the best rate and terms. Would I use him again? YES!!! Would I refer him to friends and family? I already have!!!!! Thanks again Chris, YOU are the BEST!!! Juan arias - March 15, 2023
  • Christos is absolutely the best!!! The service was great and great communication. I shopped other lenders and by far he had the best rate and terms. Would I use him again? YES!!! Would I refer him to friends and family? I already have!!!!! Thanks again Chris, YOU are the BEST!!! Juan arias - March 15, 2023
  • Thank you, Faith Home Lending and Chris, for helping me get cash out from my home equity. I can't believe the process only took less than ten days. Marty Palazzolo - December 8, 2022
  • Chris answered all my questions. He was easy and such a pleasure to work with. Mildred Griffiths - December 8, 2022
  • This isnt the first time working with Christos. He is an excellent young man and cared about me more than my loan. He called me every day to make sure I was updated. Ronald Robinson - December 7, 2022
  • This isnt the first time working with Christos. He is an excellent young man and cared about me more than my loan. He called me every day to make sure I was updated. Ronald Robinson - December 7, 2022

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

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5%

1%

5%

$
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$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

1%

4.5%

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$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Florida? Rates are historically low and now may be the right time to start saving money every month!

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months
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Refinancing could save you

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New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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You can afford up to

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Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Faith Home Lending

39080 Zofia Ave
Sterling Heights, Michigan 48313
(248) 581-0114
NMLS# 2295671

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