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Faith Home Lending

Faith Home Lending

Florida Mortgage Expert

President - NMLS# 2295671

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Popular Florida Home Loans Which loan is right for YOU?

First Time Homebuyers Florida

FHA Home Loans Florida Michigan

FHA home loans are popular among Florida first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Florida

Conventional Home Loans Florida Michigan

A conventional(fixed-rate mortgage) is a popular type of home financing in Florida because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Florida

Jumbo Home Loans Florida Michigan

A jumbo home loan is a mortgage used to finance Florida properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Current

Michigan

Mortgage Rates

FHA Loans

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APR

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APR

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Last Updated: 12/9/2023

Conventional Loans

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Last Updated: 12/9/2023

VA Loans

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Last Updated: 12/9/2023

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Faith Home Lending to receive a personalized rate for your specific situation.

  • Embarking on the mortgage journey can be daunting, but my experience with Christos at Faith Home Lending was nothing short of exceptional. From our initial interaction, it was clear that Christos wasn’t just knowledgeable, but genuinely invested in my financial wellbeing. He took the time to explain every facet of the process, laying out a… Dan Wolten - October 9, 2023
  • Embarking on the mortgage journey can be daunting, but my experience with Christos at Faith Home Lending was nothing short of exceptional. From our initial interaction, it was clear that Christos wasn’t just knowledgeable, but genuinely invested in my financial wellbeing. He took the time to explain every facet of the process, laying out a… Dan Wolten - October 9, 2023
  • Worked with Faith Home Lending recently for a cash-out refinance. Gotta say, Chris made the whole thing way easier than I thought it'd be. He was there when I had questions and got us a good deal. If you're thinking about doing something like this, give 'em a call. Good people and solid service.daunting, but… Steve Connor - September 24, 2023
  • I recently had the privilege to work with Faith Home Lending for my mortgage needs and the experience was nothing short of exceptional. As a first-time homebuyer, the process seemed daunting, but Chris and the team provided invaluable guidance every step of the way. Their professionalism, transparency, and dedication to client satisfaction were evident from… Jorge Vega - September 24, 2023
  • This is not my first time getting a refinance, so I know how this works, but Chris with Faith Home Lending made the process very easy for me. I was expecting a long process and for this to be difficult... But Chris made everything easy, from getting a hold of him to answer my questions… Dorothy Barnes - August 1, 2023
  • Chris was a true professional. He took his time to help out with my mortgage. He was able to help get me a better deal than what my current lender was able to offer. Allen Camp - August 1, 2023

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Florida? Now may be the right time to start saving money every month!

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%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

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Contact Faith Home Lending

Faith Home Lending

39080 Zofia Ave
Sterling Heights, Michigan 48313
(248) 581-0114
NMLS# 2295671

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If you have any immediate questions or concerns don't hesitate to give us a call @ (248) 581-0114

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